How to Send Money

How to Send Money In Person
Sending money in person with Cactus Western Union locations is easy. Choose what works for you and
follow the simple steps below:

Money in Minutes with Cactus / Western Union 

  1. Search for an agent location near you.
    Complete the Send Money form.
  2. Give the agent the completed form with the applicable funds (including transaction fee) in
    cash.3
  3. Save your receipt and tracking number (MTCN). Your receiver will need the tracking number
    (MTCN) for pickup and you’ll need it to track your transfer.

Send Money to a Bank Account

  1. Getting money directly to your receiver is easier than ever when you transfer money to a
    bank account.1 Availability at all Western Union agent locations makes the process quick and
    convenient.
  2. Search for an agent location near you.
  3. Complete the Send Money form, including your receiver’s bank and account
    information. Check what specific information is needed.
  4. Give the agent the completed form with the applicable funds (including transaction fee) in
    cash.3
  5. Save your receipt with the tracking number (MTCN).
  6. The money will be deposited into your receiver’s qualifying bank account within 3 bank
    business days in the destination country. In some cases it could be deposited the next day. The 3-day count begins the day after you send your transaction. Check out destination-
    specific timing.

To Mobile Wallet

If your receiver lives in a country where we offer this service, you can send money to their mobile
phone—so they can get their money even more quickly and easily.1 Make sure your receiver has
activated a mobile wallet2 with one of our partner mobile providers in their country.

  1. Check available destination countries and mobile providers.
  2. Search for a participating agent location near you.
  3. Fill out the Send Money form including your receiver’s mobile phone number.
  4. Give the agent your completed form with the applicable funds (including transaction fee) in
    cash.3
  5. Save your receipt with the tracking number (MTCN).